ACCOUNTS	Inactive	12-months inactive (details available)	$10.00/year
	Membership Fee	For new Membership	$5.00/one time fee
	Online Access	FLEX Teller (online banking)	NO Charge
	Telephone Access	Audio Response Teller	NO Charge
	Live Teller	During Business Hours	NO Charge
	Reconciliation/Research	Per Hour	$20.00
	Excess Withdrawals(Savings only)	Over three per month	$.50 each
	Bad Address Fee		$3.00 per month
ATM’S	Brewer Members	Using Brewer FCU’s ATM’s	NO Charge
	Brewer Members	Using Surf Alliance ATM’s in Maine	NO Charge
	Non-Members	Using Brewer FCU’s ATM’s	$2.00 per transaction
CHECKS	Corporate Share Draft	Each item	$5.00
	Money Order	Each item	$1.00
	Temporary Check	For Each Check	$. 50
	Printed	Various styles	Varies
COPIES	Statements	Per page	$2.00
	Histories	Per page	$1.00
	Regular Share Draft	Per item	$5.00
	Money Order	Per check	$5.00
	Corporate Share Draft	Per check	$5.00
	General Photocopy	Per item	$.25
DEBIT CARDS	New		NO Charge
	Replacement	Each	$5.00
	Pin Reminder	Each	$3.00
	Express Issue	For Card & PIN	$61.00
GIFT CARDS	VISA - New	Each	$2.95
	Monthly Maintenance Fee	After 6 months (per month)	$2.95
	Lost/Stolen	Replacement	$5.00
OVERDRAFTS	Share drafts	Each item	$25.00
	ACH (Share or draft account)	Each item	$25.00
	Member Privilege	Each item	$25.00
	Returned Item (not drawn on Brewer FCU)	Each item	$15.00
STOP PAYMENT	Regular Share Draft	Each item	$25.00
	Money Order	For lost or stolen – each	$25.00
	Corporate Share Draft	For lost or stolen – each	$25.00
	ACH	Each Item (one time)	$25.00
	ACH Revocation Agreement	Stop Recurring Debits	$35.00
TRANSFERS	Automatic-each	Transfer from shares to checking	$3.00
	Wire-Outgoing	Domestic	$15.00
	Wire-Outgoing	Foreign	$30.00
	Wire-Outgoing	In state CU to CU	$15.00
	Wire-Incoming		NO Charge
TRAVEL CARDS	VISA- New	Each	$8.95
	Companion Card	Each	$3.95
	Reload Fee	Each	$4.95
	Inactivity Fee (after 12 months)	Per month	$2.95
	Lost/Stolen	Replacement card	$5.00
	ATM-Domestic access	Each transaction	$1.50
	ATM-Foreign access	Each transaction	$3.00