Brewer Federal Credit Union

Privacy Notice and Disclosure

Brewer Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and to help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union�s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic member information from us as we conduct the business of the credit union. These practices are followed by the credit union.

If after reading this notice you have questions, please contact us at

207-989-7240

or write to:

Brewer Federal Credit Union

P.O. Box 189

Brewer, ME 04412

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications and other forms
Information about your transactions with us
Information we receive from a consumer reporting agency
Information obtained when verifying the information you provide us on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions

Information We Disclose

We do not disclose any nonpublic personal information about our members or former members to anyone, except as permitted by law.

Disclosure of Information to Parties That Provide Services to Us

We may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Disclosure of Information About Former Members

If you terminate your membership with Brewer Federal Credit Union, we will not share information we collected about you, except as may be permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to persons who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with Federal Regulations to guard your nonpublic personal information.

What Members Can Do to Help

Brewer Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

Protect your account number, plastic card numbers, PINS (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to accounts if your card is lost or stolen.
Use caution when disclosing your account numbers, social security numbers, etc to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.

Website Information

Brewer Federal Credit Union collects information on domain names and dates and times of website visits. This information allows us to track website use, measure site traffic, and improve site navigation and information.

This information is never sold, given, or disclosed to third parties.

E-Mail

Brewer Federal Credit Unions may use feedback information from members to respond to inquiries, comments or suggestions.

This information is never sold, given, or disclosed to third parties.