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 CU24 VISA CHECK CARD..... It can be used at the ATM's located at the Brewer Federal Credit Union owned ATM's: OR you can use your CU24 Card at over 150 locations throughout the State of Maine - without having to pay a surcharge through the SURF ALLIANCE Network. OR you can use it to make purchases anywhere that accepts VISA. You can use it to make purchases and get cash back (PIN based transaction) or to make purchases as a credit transaction (signature based) when you don't need any cash back.
Debit Vs. Credit Transactions: Choose Credit Have you ever wondered what is the difference between a debit transaction and a credit transaction? Let's say you slide your credit union VISA Check Card (debit card) through the electronic scanner at the grocery store. The LED readout usually comes up with the question, "debit or credit?" Or the cashier may ask you this question. Which should you choose? The machine is simply asking how you would like the transaction to be processed. Whether you respond "debit" or "credit", the purchase amount will be deducted from your share draft checking account. Even if you say "credit", your purchase will not be billed to your credit card - because you are not using a credit card. Why a choice? If you say "debit", the transaction is processed through an ATM network that requires you to use a personal identification number (PIN). If you say "credit", the transaction is processed through the VISA network. Your decision on choosing "debit" or "credit" depends on your personal preference. But when you choose "credit" and sign for the purchase, it actually helps your credit union and members, like you. The VISA transactions are more efficient and cost less that ATM transactions for the credit union. Plus, you have full VISA charge-back protection rights when you choose credit, and there's not PIN number to remember. The next time you are asked "debit" or "credit", help your credit union and say "credit". |
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