Loan Rates

Loan Rates

As of 4-28-08 Risk Based Credit Score Tiers

A+ 720+

A 690-719

B 640-689

C 610-639

D <610

VEHICLE LOANS (includes Automobiles, Motorcycles, ATV’s, Snowmobiles, Boats,

Motor Homes and Campers)

LOAN TYPES

TERMS

APR*

Monthly Payment per $1,000

Vehicle – New & Used

36 months

As low as 4.75%

$29.86

48 months

As low as 4.99%

$23.03

60 months

As low as 5.25%

$18.99

72 months

As low as 5.49%

$16.34

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risked based priced to determine the interest rate. Please contact a Loan Officer at 207-989-7240 for details.

ALL OTHER COLLATERAL - such as Tow Trailers, Garden Equipment, Construction Equipment

LOAN TYPES

TERMS

APR*

Monthly Payment per $1,000

Vehicle – New & Used

36 months

As low as 6.75%

$30.77

48 months

As low as 6.99%

$23.95

60 months

As low as 7.25%

$19.93

72 months

As low as 7.49%

$17.29

UNSECURED LOANS

LOAN TYPES

TERMS

APR*

Monthly Payment per $1,000

Unsecured

24 months

As low as 10.25%

$46.29

36 months

As low as 10.25%

$32.40

48 months

As low as 10.75%

$25.74

60 months

As low as 11.25%

$21.88

MOBILE HOMES

Type

Loan to Value

Term

APR*

Monthly Payment per $1,000

New

80%

120 months

10.99%

$13.78

80%

180 months

12.25%

$12.18

Used

75%

120 months

11.75%

$14.22

OVERDRAFT PROTECTION – LINE OF CREDIT

Overdraft Protection – Line of Credit – up to $5,000.00

16%

VISA CLASSIC

Type

Annual Percentage Rate

Line of Credit

VISA Classic Card

VISA Platinum Card

As low as 11.99%

As low as 11.99%

Up to $5,000.00

Up to $10,000.00