|
As of 4-28-08 Risk Based Credit Score Tiers
| A+ |
720+ |
|
| A |
690-719 |
|
| B |
640-689 |
|
| C |
610-639 |
|
| D |
<610 |
|
VEHICLE LOANS (includes Automobiles, Motorcycles, ATV’s, Snowmobiles, Boats,
Motor Homes and Campers)
|
LOAN TYPES
|
TERMS
|
APR*
|
Monthly Payment per $1,000
|
|
Vehicle – New & Used
|
36 months
|
As low as 4.75%
|
$29.86
|
|
|
48 months
|
As low as 4.99%
|
$23.03
|
|
|
60 months
|
As low as 5.25%
|
$18.99
|
|
|
72 months
|
As low as 5.49%
|
$16.34
|
*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risked based priced to determine the interest rate. Please contact a Loan Officer at 207-989-7240 for details.
ALL OTHER COLLATERAL - such as Tow Trailers, Garden Equipment, Construction Equipment
|
LOAN TYPES
|
TERMS
|
APR*
|
Monthly Payment per $1,000
|
|
Vehicle – New & Used
|
36 months
|
As low as 6.75%
|
$30.77
|
|
|
48 months
|
As low as 6.99%
|
$23.95
|
|
|
60 months
|
As low as 7.25%
|
$19.93
|
|
|
72 months
|
As low as 7.49%
|
$17.29
|
*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risked based priced to determine the interest rate. Please contact a Loan Officer at 207-989-7240 for details.
UNSECURED LOANS
|
LOAN TYPES
|
TERMS
|
APR*
|
Monthly Payment per $1,000
|
|
Unsecured
|
24 months
|
As low as 10.25%
|
$46.29
|
|
|
36 months
|
As low as 10.25%
|
$32.40
|
|
|
48 months
|
As low as 10.75%
|
$25.74
|
|
|
60 months
|
As low as 11.25%
|
$21.88
|
*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risked based priced to determine the interest rate. Please contact a Loan Officer at 207-989-7240 for details.
MOBILE HOMES
|
Type
|
Loan to Value
|
Term
|
APR*
|
Monthly Payment per $1,000
|
|
New
|
80%
|
120 months
|
10.99%
|
$13.78
|
|
|
80%
|
180 months
|
12.25%
|
$12.18
|
|
Used
|
75%
|
120 months
|
11.75%
|
$14.22
|
*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risked based priced to determine the interest rate. Please contact a Loan Officer at 207-989-7240 for details.
OVERDRAFT PROTECTION – LINE OF CREDIT
|
Overdraft Protection – Line of Credit – up to $5,000.00
|
|
16%
|
VISA CLASSIC
|
Type
|
Annual Percentage Rate
|
Line of Credit
|
|
VISA Classic Card
VISA Platinum Card
|
As low as 11.99%
As low as 11.99%
|
Up to $5,000.00
Up to $10,000.00
|
|