Instant Issue

Instant Issue

Brewer Federal Credit Union Debit/Credit ATM Card

Debit/ATM–gives you the convenience of withdrawing cash from ATM’s at any time, making purchases at a store, or paying at the pump for gas, you can use your card anywhere that accepts VISA


Lose your debit card?

Do you believe someone has compromised or stolen it?  Don’t panic!  Stop in to see us and we can help you cancel your previous card and issue you a new one right then and there!


Choose from one of four of our unique card designs!

Debit Cards


Download your application now:


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Surcharge Free ATM

Meet the SURF Dude!

The surcharge free ATM network that you have come to rely on has a new look!  Now, when you see SURF Dude, you know that you’re in the SURF Zone – and that means no ATM fees!

Because Brewer Federal Credit Union is part of the SURF ATM Network, you can save at least an average of $300 a year on surcharge fees at over 200 ATM locations throughout Maine, one of the largest ATM networks in the state!



Click on the Surf Alliance link below for a complete listing of the SURF ATM locations in Maine where you can find the SURF Dude.


Your Visa Check Card can be used at any of the following ATM’s owned by Brewer Federal Credit Union:

OR you can use your CU24 Card at over 200 locations throughout the State of Maine – without having to pay a surcharge through the


OR you can use it to make purchases anywhere that accepts VISA.


CALL 1-800-472-3272 


CALL 1-866-333-9337

Credit vs. Debit

Have you ever wondered what is the difference between a debit transaction and a credit transaction?


Let’s say you slide your credit union VISA Check Card (debit card) through the electronic scanner at the grocery store.  The readout usually will display, ‘debit or credit?’  Or the cashier may ask you this question.   Which should you choose?


The machine is simply asking how you would like the transaction to be processed.  Whether you respond ‘debit’ or ‘credit’, the purchase amount will be deducted from your share draft checking account.


If you are making a purchase in a store and would like cash back, you would choose ‘debit’ and enter your PIN (personal identification number), and choose the desired cash back amount.  If you are making a purchase with no cash back you could choose to simply hit the credit key, no PIN is needed, and sign for your purchase.