Share Rates

Share and Share Draft Accounts Rates

Effective May 22, 2018, and are subject to change.  View our Rates Truth-In-Savings Disclosure.

View the Perfect 10 Checking Qualification Calendar.

Account Rates & Terms Shares & Clubs Share Draft & Young and Free Money Manager Money Manager Money Manager Traditional IRA & Roth IRA Share Traditional IRA & Roth IRA Share Traditional IRA & Roth IRA Share 
Dividend Rate .10 n/a .40 .45 .50 .40 .45 .50
Annual Percentage Yield (APY) .10 n/a .40 .45 .50 .40 .45 .50
Dividends Compounded Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Dividends Credited Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Dividend Period Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Minimum Balance Requirement (shares only)

Opening Balance

Membership Fee

 

 

 

$5.00

$5.00

 

 

 

Minimum Amount for Check Order

 

 

 

$2,000.00 to $14,999.99

 

 

 

$15,000.00 to $49,999.99

 

 

 

$50,000.00+

 

 

 

$0.00 to $14,999.99

 

 

 

$15,000.00 to $49,999.99

 

 

 

$50,000.00+

Minimum Balance to Earn Interest  $25.00  n/a $2,000.00 to $14,999.99 $15,000.00 to $49,999.99  $50,000.00+  $0.00 to $14,999.99 $15,000.00 to $49,999.99 $50,000.00+
Balance Method Average Daily Average Daily Average Daily Average Daily Average Daily Average Daily Average Daily Average         Daily

Certificate Rates (Regular and IRA)

Effective May 1, 2018, and are subject to change. Dividend Period is Monthly. Dividends are Compounded and Credited Monthly.  View our Regular Share Certificates and IRA Certificates Truth-in-Savings Disclosure

Term                            Dividend Rate              APY*                                     Minimum Opening Deposit
6 month .80 .80 $500
12 month 1.00 1.01 $500
18 month 1.20 1.21 $500
24 month 1.40 1.41 $500
36 month 1.70 1.71 $500
48 month 1.95 1.97 $500
60 month 2.25 2.27 $500

*Annual Percentage Yield