Loan Rates

Rates are effective as of  February 1, 2024, and are subject to change.

Risk-Based FICO Credit Score Tiers

A+   740+
A     700-739
B     650-699
C     600-649
D    600 and below

Vehicle Loans

Loan Types  Terms APR* Monthly Payment Per $1,000
New &  Used 36 months As low as 5.99% $30.42
48 months As low as 5.99% $23.49
60 months As low as 5.99% $19.33
72 months As low as 5.99% $16.57
84 months As low as 7.99% $15.59

Motorcycle, Snowmobile, Boat, ATV, UTV

Loan Types Terms APR* Monthly Payment Per $1,000
New & Used 36 months As low as 6.99% $30.88
48 months As low as 7.24% $24.06
60 months As low as 7.49% $20.04
72 months As low as 7.99% $15.59

Camper, RV, Tractor, Utility Trailer, Misc. Equipment

Loan Types Terms APR* Monthly Payment Per $1,000
New & Used 36 months As low as 7.49% $31.11
48 months As low as 7.74% $24.30
60 months As low as 7.99% $20.28
72 months As low as 8.49% $17.78

Home Improvement Loan

Term APR* Monthly Payment Per $1,000
60 months Fixed Rate, 7.99% $20.28

Unsecured Loans

Loan Types Terms APR* Monthly Payment Per $1,000
Unsecured 24 months As low as 11.99% $47.08
36 months As low as 12.49% $33.46
48 months As low as 12.99% $26.83
60 months As low as 13.99% $23.27

Overdraft Protection – Line of Credit

Overdraft Protection – Line of Credit – up to $5,000.00

Call for Current APR

VISA Classic 

Type Annual Percentage Rate Line of Credit
VISA Platinum Card As low as 11.99% Up to $15,000.00

For full disclosures for Visa Classic, click here.

 

*Annual Percentage Rate (APR) will vary based on borrower’s creditworthiness, selected term, and collateral qualifications.  Our loans are risk-based priced to determine the APR.  All loan requests are subject to underwriting.  Additional fees may apply.  Please contact a Loan Officer at 207-989-7240 for details.

For more information on Annual Percentage Rates on Land Loans, Mobile Home Loans, Mortgages, and Home Equity Loans, please contact a loan officer at 207-989-7240.

ALL ANNUAL PERCENTAGE RATES (APRs) LISTED ABOVE MAY CHANGE WITHOUT PRIOR NOTICE.