Loan Rates

Rates are effective as of  February 25, 2020, and are subject to change.

Risk-Based FICO Credit Score Tiers

A+   740+
A     700-739
B     650-699
C     600-649
D    600 and below

Vehicle Loans

Loan Types  Terms APR* Monthly Payment Per $1,000
New &  Used 36 months As low as 1.99% $28.64
48 months As low as 2.99% $22.14
60 months As low as 3.24% $18.08
72 months As low as 3.74% $15.53

Motorcycle, Snowmobile, Boat, ATV, UTV

Loan Types Terms APR* Monthly Payment Per $1,000
New & Used 36 months As low as 3.49% $29.53
48 months As low as 3.74% $22.81
60 months As low as 3.99% $18.87
72 months As low as 4.99% $16.34

Camper, RV, Tractor, Utility Trailer, Misc. Equipment

Loan Types Terms APR* Monthly Payment Per $1,000
New & Used 36 months As low as 5.99% $30.43
48 months As low as 6.49% $23.72
60 months As low as 6.74% $19.69
72 months As low as 6.99% $17.05

Unsecured Loans

Loan Types Terms APR* Monthly Payment Per $1,000
Unsecured 24 months As low as 8.99% $45.70
36 months As low as 9.99% $32.28
48 months As low as 10.99% $25.85
60 months As low as 11.99% $22.25

Overdraft Protection – Line of Credit

Overdraft Protection – Line of Credit – up to $5,000.00

Call for Current APR

VISA Classic 

Type Annual Percentage Rate Line of Credit
VISA Platinum Card As low as 11.99% Up to $15,000.00

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s creditworthiness and selected term.  Our loans are risked based priced to determine the APR.  All loan requests are subject to underwriting.  Please contact a Loan Officer at 207-989-7240 for details.

For more information on Annual Percentage Rates on Land Loans, Mobile Home Loans, Mortgages, and Home Equity Loans, please contact a loan officer at 207-989-7240.

ALL ANNUAL PERCENTAGE RATES (APRs) LISTED ABOVE MAY CHANGE WITHOUT PRIOR NOTICE.