Loan Rates

Rates are effective as of November 16, 2018, and are subject to change.

Risk-Based FICO Credit Score Tiers

A+   740+
A     700-739
B     650-699
C     600-649
D    600 and below

Vehicle and Motorcycle Loans

Loan Types  Terms APR* Monthly Payment Per $1,000
New &  Used 36 months As low as 2.64% $28.93
48 months As low as 3.54% $22.38
60 months As low as 3.64% $18.26
72 months As low as 4.14% $15.72

Recreational Loans

(ATVs, Snowmobiles, Boats, RVs, Campers)

Call for APRs on longer terms

Loan Types Terms APR* Monthly Payment Per $1,000
New & Used 36 months As low as 4.34% $29.68
48 months As low as 4.54% $22.83
60 months As low as 4.74% $18.76
72 months As low as 5.04% $16.13

Unsecured Loans

Loan Types Terms APR* Monthly Payment Per $1,000
Unsecured 24 months As low as 8.99% $45.67
36 months As low as 9.99% $32.25
48 months As low as 11.15% $25.91
60 months As low as 11.65% $22.07

Overdraft Protection – Line of Credit

Overdraft Protection – Line of Credit – up to $5,000.00

Call for Current APR

VISA Classic 

Type Annual Percentage Rate Line of Credit
VISA Platinum Card As low as 11.99% Up to $15,000.00

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s creditworthiness and selected term.  Our loans are risked based priced to determine the APR.  Please contact a Loan Officer at 207-989-7240 for details.

For more information on Annual Percentage Rates on Land Loans, Mobile Home Loans, Mortgages, and Home Equity Loans, please contact a loan officer at 207-989-7240.

ALL ANNUAL PERCENTAGE RATES (APRs) LISTED ABOVE MAY CHANGE WITHOUT PRIOR NOTICE.