Certificate Rates (Regular and IRA)
Effective July 1, 2025. Subject to change. Dividend period is monthly. Dividends are compounded and credited monthly. View full disclosure.
| Term | Dividend Rate | APY* | Minimum Opening Deposit |
| 6 month | 3.75 | 3.82 | $500 |
| 12 month | 3.90 | 3.97 | $500 |
| 18 month | 3.90 | 3.97 | $500 |
| 24 month | 3.80 | 3.87 | $500 |
| 36 month | 3.45 | 3.51 | $500 |
| 48 month | 3.45 | 3.51 | $500 |
| 60 month | 3.45 | 3.51 | $500 |
*APY = Annual Percentage Yield.
The APY is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365-day period or the term of the account. The Annual Percentage Yield assumes interest will remain on deposit until maturity. Early withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Certificate rates quoted are fixed for the term of the account. Certificates renew at the end of the quoted term with a 10-day grace period.
The credit union will give the owner(s) at least 30 days’ notice prior to maturity.
Rates stated here are subject to change without notice.
