Kasasa Cash Checking Account

This free checking pays you high dividends as rewards when you meet the monthly qualifications.

•  3.00% APY* on balances up to $10,000
•  3.00% to 0.73% APY on balances over $10,000 depending on balance in account (0.05% APY* if qualifications are not met)
•  Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
•  Link to Kasasa Cash with SAVER® to build savings automatically

Plus, all of the benefits of our Traditional Checking Account:

No monthly maintenance fees
No minimum balance to earn rewards
No minimum deposit to open
Plus, our FREE checking services:
NO Minimum Balance required
NO Monthly Fee
FREE Online Banking, Online Bill Pay and Mobile APP
FREE CU e-Statements and e-Alerts
FREE Nationwide Shared Branching
FREE ATM (Surf) Network Fees
FREE Remote Capture (Deposit checks straight from your smartphone)
Member Privilege (Overdraft service)
FREE iTalk (Audio response banking)

All of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle (view Qualifications Calendar):

• At least 12 debit card purchases
• Be enrolled in and log into online banking

What happens if you do not meet the qualifications?  Your account is still free and you earn our base dividend rate.

When monthly qualifications are met, you earn (1) a dividend rate of 2.959% resulting in an APY of 3.00% when your average daily balance is up to and including $0.00 – $10,000.00. If your average daily balance is over $10,000.01, you earn a dividend rate of 0.498% on the portion of the average daily balance over $10,000.01, resulting in a range from 3.00% to 0.73% APY depending on the account’s average daily balance, and (2) reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. If qualifications are met within the monthly qualification cycle, dividends and nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. To qualify, you must be enrolled in electronic services (e.g. online banking) and log-on/access online banking at least one (1) time per month and at least 12 debit card purchases must post and settle during the Monthly Qualification Cycle. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, less than 12 PIN-based and signature based debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. A minimum $5.00 share balance is required to open and maintain membership. See schedule of Member Fees and Charges for fees that may apply to this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union Member Service Representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.