Free account that builds your savings effortlessly and links to free Kasasa Cash® or Kasasa Cash Back® checking
• Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
• 0.75% APY* on balances up to $20,000
• 0.75% to 0.33% APY on balances over $20,000 depending on balance in account*
• 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
Plus, all of the benefits of our Traditional Savings Account
No monthly maintenance fees
No minimum balance to earn rewards
Free digital banking
Surcharge-free ATMs and shared branching available
No minimum deposit to open
How to qualify: Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and log into online banking
What happens if you do not meet the monthly qualifications? Your Kasasa accounts are still free and you will earn the base dividend rate on your Kasasa Saver account.
Your Kasasa Saver account with an average daily balance up to and including $20,000.00 earn an APY range of 0.75% – 0.33% and average daily balances over $20,000.01 earn a dividend rate of 0.50%. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Cash Back account during that Monthly Qualification Cycle. If qualifications are met within the monthly qualification cycle, dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash or Kasasa Cash Back and Kasasa Saver account on the last day of the current statement cycle. When qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. In addition, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05%. To qualify, you must be enrolled in electronic services (e.g. online banking) and log-on/access online banking at least one (1) time per month and at least 12 debit card purchases must post and settle during the Monthly Qualification Cycle. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, less than 12 PIN-based and signature based debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. A minimum $5.00 share balance is required to open and maintain membership. See schedule of Member Fees and Charges for fees that may apply to this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union Member Service Representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.